Earn $325 bonus with a new Everyday Checking account Wells Fargo

Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period („Payout Window“). Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.

• U.S. Bank has historically offered a $450 checking bonus for opening a new account.
• Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile.
• 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
• Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps.
• Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.

If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum. Open an account, make payments, view recent transactions and more — all on the go. Set up qualifying direct deposits of at least $1,000 a month for two consecutive months. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks. Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.

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BONUS EARNED will be paid crazytower within 120 days from account opening AVERAGE DAILY BALANCE in your new checking or other deposit accounts Grow your bonus by adding funds to your checking or other deposit accounts.

What is the best way to get this bonus offer, in branch or online?

You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.

Citibank Checking Accounts: $325 bonus

You can always call your bank or read your account’s terms and conditions to learn more about your bonus and when you can expect a payout. However, to discourage new customers from signing up for an account just to collect a bonus and then closing it, there may be penalties for closing your account within a certain number of days or months after receiving a bonus payout. New checking account customers can qualify for a bonus of $325 by opening a new Everyday Checking account online or in a branch with a minimum opening deposit of $25. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.
You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.

• 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age.
• Interest rates on deposit accounts have been falling, which means your savings balance may not be earning as much as it used to.
• Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met.
• Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
• Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days.
• If you open in a branch using your offer code, you may open any eligible consumer checking account.

Interest rates on deposit accounts have been falling, which means your savings balance may not be earning as much as it used to. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more.

Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts
4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. See our top picks based on interest rates, fees, ATM access, and more. We identified the 10 best checking accounts that are free to open and maintain. If you’re looking to open a high-yield savings account, SoFi and Amex both offer excellent options. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.